No-card-on-file rule veto history

Services killed by no-card-on-file rule — running list

• Cloudflare R2 — killed in object-storage-split decision
• Vercel Pro — killed when considering hosting tiers
• Auth0 — killed in auth-backend grill
• Clerk Pro — would be killed at 10k MAU; hence the 5000 MAU migration trigger
• Macrium Reflect Free — discontinued, unrelated to card rule but listed for completeness
• Rule: no-card-on-file-prepaid-escape is absolute

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